Financing solutions
We review commercial and investor-driven real estate opportunities that may fall outside traditional bank guidelines. The right structure depends on the property, borrower, timing and business plan.
Submit your dealInvestor real estate
Qualification primarily based on property cash flow rather than personal income.
Program availability, leverage and minimum DSCR vary by property, borrower and lender.
Commercial real estate
Flexible structures for stabilized or qualifying owner-user and investment properties.
Select special-use properties may be considered case by case.
Speed & transition
Shorter-term capital for transactions that require speed, repositioning or a path to stabilization.
Leverage and pricing depend on experience, scope, exit strategy and collateral.
Preserve your first mortgage
Potential ways to access investment-property equity without refinancing an existing low-rate first mortgage.
Combined leverage, lien position, property cash flow, credit and program requirements apply.
Business & owner-user
Potential SBA and conventional structures for eligible businesses and properties.
SBA eligibility, occupancy and use-of-proceeds requirements apply.
Flexible qualification
Non-traditional income review for borrowers whose financial profile may not fit agency guidelines.
Documentation, credit and reserve requirements vary materially by program.
Larger multifamily
Potential Fannie Mae and Freddie Mac structures for qualifying stabilized multifamily properties.
Agency execution is subject to property, market, sponsorship and program eligibility.
Not sure where it fits?
No need to select the perfect program before you begin.